We help expats and internationally mobile professionals structure their investments, review pension schemes and protect their family before moving to Austria — all with independent, English-speaking advice.
Relocation Check
Next step
Book a free 15-minute phone call to walk through your priorities before arrival.
The reality
That often leads to avoidable stress, duplicated effort and expensive mistakes.
You're unsure what health insurance you need before and after arriving in Austria.
You have pension entitlements in another country and don't know how Austria fits in.
You already have investments or savings, but don't know how to structure them after the move.
You're relocating with a partner or family and want a clear financial setup from day one.
You want to avoid making financial decisions in a rush after arrival.
What we help with
Structure your existing investments, savings and wealth for the Austrian environment — so your portfolio stays compliant, tax-efficient and aligned with your long-term goals.
Review pension entitlements from previous countries, understand the Austrian pension system and build a clear retirement strategy across borders.
Protect your partner, children and dependents with the right insurance, estate planning and long-term financial safety net from day one in Austria.
Get clarity on Austrian tax residency, reporting obligations and how to keep your investments and pension income tax-compliant after the move.
Client reviews
Free assessment
In just a few minutes, we'll help you identify the key financial areas you should review before moving to Austria.
Start the Free CheckWhat you'll get
How it works
Answer a few questions about your move, your family, your investments and the pension or protection areas you want clarity on.
We'll highlight where to focus first — whether that's investment structuring, pension review, family protection or tax compliance.
If your case is a fit, book a free 15-minute phone call with Invest Expat to talk through your investments, pension schemes and family protection needs.
Who this is for
You're planning to move to Austria in the next 12 months
You have investments, savings or pension entitlements in another country
You want to structure your wealth, review pension schemes and protect your family before arriving
You're relocating with a partner, children or other dependents
You prefer independent, English-speaking advice from an advisor who understands expat situations
About
Invest Expat is an independent financial advisory firm focused on expats and internationally mobile professionals in Austria. We help clients structure their investments, review pension schemes across borders and put the right family protection in place — so you can move with financial clarity.
Meet your advisor
Invest Expat — Vienna & Innsbruck, Austria
You'll be paired with an English-speaking advisor experienced with international professionals moving to Austria. The 15-minute phone call is free, confidential and has no obligation.
100%
Independent
EN
Spoken
2
Offices in Austria
Follow the journey
Real updates, tips and behind-the-scenes from Invest Expat.
Expat guide
A clear overview of the financial topics every expat should review before relocating to Austria — investments, pensions, family protection and taxes.
Relocating to Austria — whether to Vienna, Graz, Linz or Salzburg — changes your tax residency, social security position and how your investments are treated. Most expats only realise the financial impact after they arrive. The earlier you plan, the more options you keep: from when to sell investments, to how to handle pension transfers, to which insurance contracts are still valid once you become Austrian tax resident.
Austria has specific rules for ETFs, funds and capital gains. A portfolio that was tax-efficient in the UK, Germany, the US or the Netherlands can become inefficient — or non-compliant — under Austrian taxation. We review your existing portfolio, identify reporting obligations and restructure it so your wealth keeps growing in a tax-aware, long-term way.
Expats moving to Austria often hold pensions in multiple countries: UK SIPP, German Riester or Rürup, Swiss Pillar 2/3, US 401(k) or IRA, Dutch pension funds. We help you understand which pensions to keep, transfer, freeze or top up — and how to combine them into one clear retirement plan that works across borders.
If you move with a partner, children or dependents, your protection setup needs to follow. We help expats arrange the right life, disability and health insurance for Austria, and align estate and beneficiary planning with both your home-country and Austrian rules.
Once you become Austrian tax resident, worldwide income and capital gains become reportable. We work with English-speaking tax experts to make sure your investments, pensions and income are declared correctly — and structured to minimise unnecessary tax leakage from day one.
Invest Expat is independent — not tied to any bank or insurer. We work in English, understand expat life, and combine cross-border knowledge with on-the-ground Austrian expertise. Our clients are international professionals, families and entrepreneurs who want clarity, transparency and a long-term partner instead of product sales.
Take the free Austria Financial Relocation Check and get clarity on your investments, pension schemes and family protection before you arrive.
FAQ